Sizzling afternoon sunshine, a little too much quality booze, and a husband's playful dare ignite flames in a quiet neighborhood.

A typical happily married young couple, Lisa, an auburn-haired statuesque beauty and her sweet, but pervy, husband Bobby, have no children. But what they do have are fantasies. While Bobby dreams of her with another man, Lisa has kept it to just that, a fantasy. And their chosen target is her young coworker, Jake. In return, Bobby tries his best to satisfy her needs. Special time keeps her sane, despite the bindings and blindfold being old T-shirts and the flogger, a mere child's toy.

With a two-story home in a peaceful cul-de-sac, their only neighbor, Pete, is a tall, muscled older widower. One day, under the hot afternoon sun and with good booze flowing, as they watch Pete mowing his yard, Bobby dares her. Just a quick topless dash from their hot tub to the pool. But after what they both see when Bobby displays all of Lisa for Pete, that small dare becomes something much, much more.

Twist and turns abound as Lisa and Bobby struggle to find a way forward while keeping their love and marriage intact. Lisa's history, long buried, comes to light. Far more than he appears, Pete's unique skills and experience are revealed. And Bobby learns far more about the depth of his fantasies.